Card Issuers
Card Issuers
Why do you need myGini?
Why do you need myGini?
- At any given time, a card portfolio (both debit and credit) has only limited activity rate (most likely between 45% to 65%),
- Most customers carry multiple cards meaning your card needs to compete for every transaction,
- Large banks spend a fortune to keep their cards active, both in marketing and technology,
- Banks rely mostly on third parties to develop any meaningful new product or service which takes years.
- The bottom line gets under pressure with less interchange and interest income, while customers become unhappy and leave.
- At any given time, a card portfolio (both debit and credit) has only limited activity rate (most likely between 45% to 65%),
- Most customers carry multiple cards meaning your card needs to compete for every transaction,
- Large banks spend a fortune to keep their cards active, both in marketing and technology,
- Banks rely mostly on third parties to develop any meaningful new product or service which takes years.
- The bottom line gets under pressure with less interchange and interest income, while customers become unhappy and leave.
myGini brings customer activity and volume through its Card Linked Offers and customer engagement platform delivering more interchange and interest income without touching your processors!
myGini brings customer activity and volume through its Card Linked Offers and customer engagement platform delivering more interchange and interest income without touching your processors!
Let us unleash innovation for you and for your customers!
Let us unleash innovation for you and for your customers!
myGini is a customer centric shopping eco-system
myGini is a customer centric shopping eco-system
Not just merchant cash-back offers, a complete issuer campaign platform.
Not just merchant cash-back offers, a complete issuer campaign platform.
Clear Benefits For You and For Your Customers!
Clear Benefits For You and For Your Customers!
You will
- Design segmented and unique promotions to increase card usage
- Enrich your issuer cashback with offers from in-store purchases, hotels, flights, theme parks and with online deals
- Decrease your cashback budget
- Engage with customers through transaction, event, and location notifications
- Offer Bonus Points programs for desired behavior or for cross sell
- Achieve these features without touching your card processor.
Your customers will
- Get more cashback from merchants on top of your offers
- Use the in-store offers nearby and automatically get cashback from many local restaurants
- Benefit from online deals from big names like Target and Walmart
- Get even more cashback with deals from Hotels, Flights, and Theme Parks
- Get notified when a reward transaction is made
- Get an alert when a great offer is nearby
- See all your rewards in one place.
A Minimum of 20% Net Increase In Your Bottom Line! 
A Minimum of 20% Net Increase In Your Bottom Line!
Only myGini…
Only myGini…
Offers a complete loyalty platform white labeled to card issuers to increase usage and satisfaction while reducing attrition and loyalty costs.
Enables card issuers to create promotions rather than plain cashback and points
Integrates offers from various databases and displays personalized promotions to the end users.
Can run and display multiple offers simultaneously and combine them in cardholder notifications.
Maximizes mobile engagement, with transaction, event and location alerts.
Employs AI to personalize offers.
Loyalty is not just points and cashback. Shopping is not only loyalty.
Loyalty is not just points and cashback. Shopping is not only loyalty.
