Banks & Credit Unions

Automatic cash back at thousands of retailers, restaurants, hotels, theme parks, web sites, and even on flights. Link your Visa or Mastercard debit and credit cards and start earning. No receipt scan, no coupons, no hassle. Pure cash.

Download myGini to add magic to your cards!

Let's Make Shopping Fun Again.

Magic in Your Cards

Independent Professional Who Works

myGini is a financial technology company designed for Banks, Credit Unions and Retailers…

myGini is designed to create unique and enjoyable experiences, bringing you incremental sales with more engaged customers through its cloud-based, AI-driven, plug and play loyalty and rewards platform.

Unlock your imagination and create thousands of promotions

Create innovative offers for a better customer experience. Cash backs, points, usage campaigns, birthday celebration, cross-sell… Based on segments, spending behavior, location, demographics… Sky is the limit!

Engage with your customers whenever they use their cards

Send real-time push notifications each time a purchase takes place and remind them what they just earned. What about location and event alerts? Be with your customers when matters.

Increase your bottom line and customer satisfaction

myGini’s loyalty engine personalizes offers. Your customers will spend more on your cards, as they get relevant offers and see the benefits immediately. Your card will become the consumer’s “top of the wallet” choice.

Everything is mobile now. Turn your banking app into an interaction platform with your cardholders. Show them the offers and let them enjoy personalized promotions.

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Your App,
Your Brand!

myGini will be white-labeled to your financial institution, and we can integrate into your existing app with our SDK and/or APIs.

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Your App,
Your Brand!

myGini will be white-labeled to your financial institution, and we can integrate into your existing app with our SDK and/or APIs.

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Engage With Your Customers

Connect with your customers with real-time push notifications!

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Engage With Your Customers

Connect with your customers with real-time push notifications!

myGini Platform Modules

Thousands of merchant offers
already available

Thousands of merchant offers already available

Thousands of cash back offers at 15 thousand locations

Annual transaction volume through our card-linked platform.

DIGITAL COUPONS AT 700,000+ LOCATIONS
UP TO 50% SAVING

DIGITAL COUPONS AT 700,000+ LOCATIONS
UP TO %50 SAVING

Restaurants
Groceries
Department Stores
Fashion & Apparel
Electronics
Hotels
Car Rentals
Travel Packages

Theme Parks
Ski Resorts
Golf Courses
Movie Passes
Auto Repair
Health & Beauty
Household Services
and many more…

Restaurants
Groceries
Department Stores
Fashion & Apparel
Electronics
Hotels
Car Rentals
Travel Packages
Theme Parks
Ski Resorts
Golf Courses
Movie Passes
Auto Repair
Health & Beauty
Household Services
and many more…

PCI Level 1 Compliance Audit

myGini, Inc, received Level 1 certification for Payment Card Industry Data Security Standards!

myGini Platform Modules

Loyalty and Offers

myGini Loyalty Platform can host points programs and cash back offers both from the issuers and the retailers.We can even host several programs concurrently.

Buy Now Pay Later Installments

“Buy now and pay later” option in monthly installments is becoming very popular around the world. myGini notifications can be configured to offer the same!

Spending Controls

myGini provides spending controls and budgeting tools like merchant category based spending alerts, total statement, monthly statement and single transaction amount based alerts.

AI and Machine Learning

myGini uses MS Azure AI tools to find more relevant offers for your customers and notifies them by mixing brand likes, location and past transactional data.

Loyalty and Offers

Our platform is designed to create loyalty program like digital coupons, cash-back, points programs and frequency offers. Consumers engage with these promotions and increase transaction volume.

Payments and Installments

The mobile payment functionality in myGini includes NFC payments for Android users so that they can simply pay with their mobile phone. Installment payments are also available with variety of parameters to issuers.