For in-store and online purchases, when you reach $10 or more in accrued cash back, you’ll automatically receive an email. From the email, you’ll be able to select a gift card from leading brands such as Starbucks, Amazon, Apple, Best Buy, Nordstrom and many more. Numerous charities are available should you choose to donate. Any balance over $10 will remain in your account with myGini and will count towards your next $10 threshold. 

For Hotel, Travel & Theme Park Rewards booked via myGini, within 7 business days of the relevant stay, our partner Access Development Systems will post the Cash Back Reward in the form of a statement credit back to the payment card you used for the booking. The payment network/processor (Visa/Mastercard and other processors) then settles the credit/refund which nets to 2-4 business days before you can see the statement credit. In short, for Hotels, the cashback should hit your card in about 10 days. You don’t need to do anything extra.